Vehicle Loan (Auto, RV, Boat, Motorcycle)
Loans are available for new and used cars and trucks, recreational vehicles, boats, motor homes, and motorcycles. Getting a loan from Community 1st Credit Union is easy and stress free.
Thanks to our partnership with Invest in America, Community 1st Credit Union has two ways for our members to save on a new vehicle. First, GM is offering valuable discounts on most new vehicles. Depending on which vehicle you choose, you could drive away saving thousands of dollars! Second, our members can save big with great low loan rates when you finance your new vehicle through our credit union. Just visit www.lovemycreditunion.org to get the details on GM’s terrific offers. Saving is that simple.
Get Pre-Approved!
Get Pre-Approved before you start looking and know up front how much you can afford to spend.
GAP Protection
With the price of new cars in today's world you can end up owing more than the car is worth if you have an accident and the vehicle is totaled or if it is stolen and not recovered. We can help! We offer protection for the difference of the value of your car and what the insurance will give you in the event of a loss. For only $325 we can protect you from those unforeseen circumstances that might put you into a bind. Our program will cover your insurance deductible, up to $1000. PLUS, we also will apply $1,000 towards your next car financed through us, if done in the next 30 days.
Route 66 Extended Warranty
Whether you buy a new or used vehicle we can help you protect it! A Route 66 Extended Warranty not only protects your investment from expensive mechanical breakdown costs, it also comes with a $0 deductible, 24/7/365 Roadside Service, Rental Car Benefits, a 30-day Money Back Guarantee, Nationwide Coverage, and is fully transferable. The Route 66 Extended Warranty has some of the most comprehensive coverage out there for almost any make and model of automobile, so you will be able to enjoy your new purchase and have 'peace of mind', because even the most reliable vehicle can develop a mechanical problem at any time. With Open Enrollment, you don't even have to buy your warranty at the time of purchase, but at any time during your ownership of the vehicle. Ask one of our C1st Loan Officers for more details!
We Finance Fun Too...
Boats, Motor Homes, Travel Trailers and Motorcycles are among the recreational vehicles for which we make loans. Rates are fixed or variable depending on your preference and terms vary based on your needs as well as the item being financed.
Indirect Loans
Indirect loans are loans that originate at the car/recreational dealership. Indirect loans allow you to apply for a C1st loan and get approved on-site with dealers currently partnering with the credit union. If you are shopping for a car, just tell the dealership you want your financing through Community 1st Credit Union! It's almost always your best deal.
Click here for a list of participating dealerships.
If your favorite dealership is not on this list, ask the manager about Community 1st Credit Union's Indirect Loan program and whether his/her dealership could participate.
Calculators
If you are looking to purchase a new/used vehicle, C1st offers a couple different auto loan calculators that can help answer a few questions you may have.
Auto Loan Calculator
Auto Loan Financing Savings
CarFax - We recommend Carfax as the best tool for finding the history of a car before you buy.
NADA - (National Automobile Dealers Association used vehicle prices)
