Business & Ag Rates
These rates accurate as of February 16, 2012
| Business and Agriculture Real Estate Rates | Rate (with 1 point) |
| 1 Year Balloon | As Low As 4.125%* |
| 3 Year Balloon | As Low As 4.375%* |
| 5 Year Balloon | As Low As 4.625%* |
| 7 Year Balloon | As Low As 4.875%* |
| 5/5 ARM | As Low As 5.250%** |
| Balloon rates shown above are for 20 year amortizations. All in-house 1st mortgage loans will be subject to pricing adjustments based upon the borrower's lowest score, as obtained via credit report. Loan interest rate and approval subject to qualified credit, account balance and product usage with Community 1st . Please contact your Loan Officer for further details. *Terms and qualifications apply. Advertised rates are subject to change at any time. **3.25% plus five year treasury constant maturity rate. 5.25% floor. 3% cap per charge with a 5% change maximum. Minimum loan amount of $50,000. |
| Operating Line of Credit (Variable Rate) | Rate |
| Secured | As Low As 5.25% APR* |
| Unsecured | As Low As 8.75% APR* |
Terms up to 5 years for $10,000 or less. Rate adjusts periodically with the prime rate.
Loan interest rate and approval subject to qualified credit, account balance and product usage with Community 1st. Please contact your Loan Officer for further details.*ANNUAL PERCENTAGE RATE. Terms and qualifications apply. Advertised rates are subject to change at any time. |
| Equipment Loans (Fixed Rate) | Rate |
| | As Low As 5.49% APR* |
| Loan interest rate and approval subject to qualified credit, account balance and product usage with Community 1st. Please contact your Loan Officer for further details.*ANNUAL PERCENTAGE RATE. Terms and qualifications apply. Advertised rates are subject to change at any time. |
