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These Rates Accurate as of August 16, 2010 | New/Used Autos, Trucks, Motorcycles (Fixed-Rate) | Rate | | Consumer (model year 2007 or newer) | As Low As 3.99% APR* | | New/Used Boats, RVs, Travel Trailers (Fixed-Rate) | Rate | | Consumer | As Low As 6.49% APR* | Loan interest rate and approval subject to qualified credit, account balance and product usage with Community 1st. Please contact your Loan Officer for further details. New loans, only, these rates do not apply for the refinancing of present Community 1st debts, unless the new loan amount is double the present debt balance. Community 1st reserves the right to alter this program without notice.
Example: $20,000 new auto loan, 4 year term at 7.5% APR = $483.69 monthly payments for 48 months.
*ANNUAL PERCENTAGE RATE. Terms and qualifications apply. Advertised rates are subject to change at any time. |
| Home Equity Loan (Fixed-Rate) | Rate | | Closed-End, Fixed-rate | As Low As 5.50% APR* | Loan interest rate and approval subject to qualified credit, account balance and product usage with Community 1st. Add 1.0% to these rate for loans with greater than 80% loan-to-value, up to 90% max. Closing costs waived on loans $7,500 or higher. Some restrictions may apply. Maximum Term: 10-year amortization with 60-month balloon payment. Please contact your Loan Officer for further details. Community 1st reserves the right to alter this program without notice.
*ANNUAL PERCENTAGE RATE. Terms and qualifications apply. Advertised rates are subject to change at any time. | | Home Equity Line of Credit: | Amount Financed | Balloon | Amortization | Rate | | Open-End, Variable-rate | No minimum | N/A | 1% of Loan Balance | 4.25% APR* | Loan interest rates are variable, subject to change on April 1st and October 1st each year. Loan interest rates and approval subject to qualified credit, account balance and product usage relationship, and available equity in your home. Greater than 80% loan-to-value equity limits will add 1% to the loan interest rate. Maximum of 90% loan-to-value. Maximum annual percentage rate of 18.00%APR. Property insurance is required. Closing costs waived with $7,500 initial draw.
*ANNUAL PERCENTAGE RATE. Terms and qualifications apply. Advertised rates are subject to change at any time. | | Signature Loans (Fixed-Rate) | Rate | | Consumer | As Low As 8.40% APR* | Loan interest rate and approval subject to qualified credit, account balance and product usage with Community 1st. Please contact your Loan Officer for further details.
*ANNUAL PERCENTAGE RATE. Terms and qualifications apply. Advertised rates are subject to change at any time. | | Share/CD Secured Loans | Rate | | Consumer | | 2% above the rate of a secured share savings account, or 2% above the rate of a secured certificate of deposit.
*ANNUAL PERCENTAGE YIELD. Terms and qualifications apply. Advertised rates are subject to change at any time. |
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