Long Term Care Insurance
70% of individuals over 65 will require some type of long-term care service:1
- Home health care
- Community-provided services and meal assistance
- Assisted living
- Skilled nursing care
Community 1st Credit Union has partnered with Iowa-based America’s Financial Consultants to provide members expert, trustworthy guidance.
- Call (877) 232-6789 for a no-obligation appointment.
Iowa is a long-term care partnership state, meaning you receive significant financial protection if you purchase a long-term care policy. Health care reform includes a long-term care provision, called the CLASS Act. However, private long-term care insurance can be more affordable and provide better benefits. Long-term care can be necessary at any age – 40% of those receiving services are between 18 and 64 years old.2
1 National Clearinghouse for Long-Term Care Information
2 U.S. Department of Health and Human Services