Checking Options

We strive to make choosing the business account that best fits your needs a simple process. Compare features, benefits and more.

C1st Free Business Checking Business Interest Checking Commercial Checking
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No Minimum Balance Any $2500 Any
Free Items Deposited per Month 1 1,000 1,000 None
Charge per Item 2 None None $0.07/item (all items)
Online Banking
Mobile Banking 3
Business BillPayer
eStatements with Check Images
VISA Debit Card
Free C1st Owned ATM Transactions
Access to over 1,300 Privileged Status ATMs in Iowa - No Surcharge
Coin Counting 4
Cashiers Checks 5
$10 Cash Back for Old Checks & Debit Cards
Earns Interest None
Monthly Service Charge None None 6 $15
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C1st Free Business Checking Business Interest Checking Commercial Checking

1. No per item charge for C1st Free Business and Business Interest Checking.  If account consistently exceeds 1,000 items/month, it will be switched to Commercial Checking.
2. 1,000/fewer monthly items includes checks paid, checks deposited, ACH debits, and ACH credits.
3. 
Mobile carrier or data usage charges may apply by downloading / utilizing our apps.
4. 
Free if under 30 minutes to process.   $10.00 for every additional 30 minutes to process.
5. 
With satisfactory checking account or check made out to member only.
6. 
Monthly Maintenance Fee of $15 will be assessed if daily balance falls below $2,500 at any time.

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