Business Rates
Whether you’re starting a new business venture or are looking to expand, money should never be a problem. That’s why at Community 1st Credit Union, we offer low-cost checking accounts and flexible loan rates to help cover any financial gaps you may have.
Business Checking Account Rates
Name |
Dividend Rate |
APY* |
Minimum Opening Deposit |
Minimum Balance to Earn Stated APY* |
Non-Profit Checking |
0.20% |
0.20% |
$50 |
- |
Small Business Checking |
0.00% |
0.00% |
$50 |
- |
Business Plus Checking |
0.00% |
0.00% |
$50 |
- |
Corporate Checking |
0.05% |
0.05% |
$50 |
$0 |
Corporate Checking |
0.10% |
0.10% |
$50 |
$50,001 |
Corporate Checking |
0.15% |
0.15% |
$50 |
$125,001 |
C1st Free Business Checking (Grandfathered) |
0.00% |
0.00% |
- |
- |
Business Interest Checking (Grandfathered) |
0.20% |
0.20% |
$2,500 |
$2,500 |
Commercial Checking (Grandfathered) |
0.40% |
0.40% |
- |
- |
Business Loan rates accurate as of 5/5/2023.
Business & Agriculture Real Estate
Type |
Rate |
Points |
1 Year Balloon |
As Low As 6.500%* |
1 Point |
3 Year Balloon |
As Low As 6.750%* |
1 Point
|
5 Year Balloon |
As Low As 7.000%* |
1 Point
|
7 Year Balloon |
As Low As 7.250%* |
1 Point
|
5/5 ARM** |
As Low As 6.750%* |
1 Point
|
Operating Line of Credit (Variable Rate)
Type |
Rate |
Secured |
As Low As 10.25% APR* |
Unsecured |
As Low As 13.75% APR* |
Equipment Loans (Fixed Rate)
Type |
Rate |
Equipment Loans (Fixed Rate) |
As Low As 6.74% APR* |