HELOC Special!

posted on 5/7/2019 in Personal Banking

home equity line of credit

Long list of home improvement projects? Debt to consolidate? Consider it done! At C1st Credit Union, we’re currently offering a special, low interest home equity line of credit opportunity you won’t want to miss! We offer a fast, online application process and quick access to your funds. So, take advantage of the equity in your home, and check out our special offer today.



*Introductory rate offer is effective as of 05/01/2019, based on a new home equity line of credit (HELOC) and subject to change at any time. (Current loans must be from another financial institution to refinance.) After the initial 6 months, the APR will become variable. Currently the fully indexed rate after introductory period is 5.50% APR (WSJP + 0%) and is based on a minimum credit score of 740 and up to 90% Loan to Value (LTV). Other rates and terms apply based on the credit score and LTV. Maximum APR is 18%. Closing costs range from $0 (for new HELOC with $7,500 minimum initial advance) up to $700 (for existing HELOC or those with less than $7,500 initial advance) plus appraisal fees which may range from $495 to $650. Limited-time offer. Property insurance required. Subject to credit approval and qualifications. Consult a tax advisor regarding the deductibility of interest.

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