TOGETHER: We're here for you!

posted on Monday, March 23, 2020 in Specials

Together We're Here for You

At Community 1st Credit Union, Together IS Better.  And at times like this, we know it is imperative to provide competitive solutions to alleviate your financial stress.  If you’re having trouble paying bills or have experienced a loss of income, we’re here to help.  We are available to discuss your personal financial situation, and ready to work together to avoid possible hardships.  


With our Together Program, we’re here to alleviate your financial stress:

Together Loans:  $200-$3,500 @ 1.99%APR

  • No collateral requirements
  • No payments for 90 days

C1st Cash Loans:  $200-$1,000 @ 4.99%APR

  • No minimum credit score requirements
  • More payback time than a pay day loan

Emergency Skip-A-Pay

  • Waived Processing Fee  
  • Skip up to TWO qualifying C1st loan payments in 2020

Auto Loans   

  • No Payments for 90 Days!
  • Purchase or Refinance an Auto as low as 3.29%APR*
  • No fees to refinance!

IMPORTANT INFORMATION:
Together Loans: Annual Percentage Rate (APR) is subject to change.  Terms and qualifications apply.  Limited time offer.  All loans are subject to credit approval.  Ask a lender for further details.  Must be a C1st member for at least 30 days to apply.

C1st Cash Loans: Annual Percentage Rate (APR) is subject to change.  Limited time offer.  You must be 18 years or older and a C1st member for at least 30 days to apply.  Other restrictions may apply.  Subject to credit approval and program qualifications. 

Emergency Skip-A-Pay: Loans must have at least a 90-day satisfactory payment record.  Commercial loans, mortgage-secured loans, (except tack-on mortgages), overdraft protection line of credit, EZ loans, mobile home loans, interest-free loans and single-payment loans are not eligible for this program.  Delinquent loans are also not eligible for this program.  Term of the loan is extended by an additional month.

Auto Loans​:  ​​​​​​*APR is annual percentage yield.  Rates based on creditworthiness, age of vehicle, and terms of the loan; your rate may differ.  Payment example: loan amount of $25,000 at a rate of 3.29%APR for 66 months would have a monthly principal and interest payment of $414.66.  Terms and qualifications apply.  Auto loans currently financed through Community 1st Credit Union cannot be refinanced with this offer.  Limited time offer.