Compare Your Options

Compare the features, benefits and more of each of our checking accounts.  If you're interested in earning 3.00% APY interest or receiving 3.00% cash back with our new Kasasa® Cash and Kasasa® Cash Back checking accounts, click here.   

C1st Free Checking Platinum Checking C1st Interest Checking Your Voice Checking Golden Opportunity Checking
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Age Requirement Any Any Any 13-25 55+
Minimum Balance $0 $1,000 $0 $0 $0
No Per Check Charge
Online Banking with BillPayer
Free Mobile Banking with Mobile Deposit 1
Free 24/7 Telephone Banking
Free eStatements with Check Images
Free VISA Debit Card
VISA My Pic Card
Free C1st Owned ATM Transactions
Access to over 1,300 Privileged Status ATMs in Iowa - No Surcharge
Overdraft Protection
Free Cashiers Checks 2
One Box Free Checks/Year (Basic)
It Happens! One Overdraft Refund/Year
$10 iTunes Card 3
Up to $10 Cash Back for Unused Checks and Old Debit Cards 4
Direct Deposit/Automatic Payments Optional Optional Required Optional Optional
Monthly Service Charge $0 $0 5 $0 $0 $0
Interest Bearing
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C1st Free Checking Platinum Checking C1st Interest Checking Your Voice Checking Golden Opportunity Checking
  1. Mobile carrier or data usage charges may apply by downloading/utilizing our apps. Must have Overdraft Advance to qualify for Mobile Deposit.
  2. With satisfactory checking account or check made out to member only.
  3. When you open Online & Mobile Banking, eStatements & VISA Debit Card.
  4. Up to $10 cash for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. ($2 per item up to $10)
  5. Monthly Maintenance Fee of $15.00 per month will be assessed if daily balance falls below $1,000 at any time.

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