Overdraft Protection

Overdraft Protection

Unforeseen expenses are a part of life, and we understand.  Sometimes you might not have enough in your account to cover it all.

By clicking the Opt-In Now button below and submitting your information, you can easily protect your account and avoid being embarrassed or inconvenienced from having debit card transactions declined. You will still pay a fee each time we pay an overdraft, but you will not be caught having your debit card transaction declined because of a lack of funds.

Opt-In Now

What is Overdraft Protection?

Overdraft Protection* covers any overdraft amount up to $500.00 without having checks, automatic clearing house/ACH debits, service charges or check charges, and debit card transactions sent back to the merchant.  We automatically subtract a fee for each transaction, but as long as you follow-up within 30 days by covering the overdraft and fee amounts, your account will remain in good standing.

*This is a discretionary service so we do not guarantee that we will pay any type of transaction. For example, we typically do not pay overdrafts if your account is not in good standing. A fee of $30 will be charged each time we pay an overdraft created by checks and other transactions made using your checking account number, BillPayer transactions and ACH withdrawals. We will not pay overdrafts for everyday debit card or ATM transactions unless you Opt-in and authorize us to do so. Your account must have a positive balance within 30 days of your overdraft notice.

Opt-in For Overdraft Protection

Don't let overdrafts become an annoyance.

Opt-In Now

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