Home Equity

Using your home’s equity is a great way to borrow money at a very low cost. 

Let your home’s equity help you get those projects completed or consolidate your debt into one low payment. You may even be able to use your home's equity for such things as a family vacation or to pay for a wedding!


*APR: Annual Percentage Rate.  Introductory rate offer effective as of 5/1/2017, based on a new home equity line of credit (HELOC). After initial 6 months, APR will become variable. Currently the fully indexed rate after introductory period is 4.25% APR (WSJP +0%) and is based on a minimum credit score of 740 and up to 90% Loan to Value (LTV). Other rates and terms apply based on the credit score and LTV. Maximum APR is 18%. No closing costs for new HELOC with $7,500 minimum initial advance. Appraisal fees are an additional cost which may range from $495 to $650. Property insurance required. Subject to credit approval. Monthly payment amount based on unpaid balance as of the last advance and annual percentage rate. Minimum of $100. For a $10,000 sixty (60) month HELOC at 4.25% APR with a 1.00% APR intro rate for the first six months, the monthly payment would be $185.30 for the first six months (larger portion applied towards principal), and $185.30 per month after month six (taxes and insurance premiums not included).  Current loans must be from another financial institution to refinance. Consult a tax advisor regarding the deductibility of interest.  Terms/qualifications. Limited time only. Subject to change at any time.

Apply for a Home Equity Loan or Line of Credit

Whether you are thinking major home repairs or something on a smaller scale, we're happy to help finance your project.  

Start the process today and put your home's equity to work for you.


Free Credit Score

Signup For Our Newsletter!

Receive important C1st news and events, special rates, helpful financial information, and more!