Loan Rates
At Community 1st Credit Union, we ensure that our members get the most out of life. That’s why we serve as an avenue to help them achieve their goals through our different types of loans. Whether it be purchasing a new car or securing a piece of land, we will provide the financial assistance you need. See our loan rates below:
Rates accurate as of May 6, 2022.
New/Used Autos, Trucks/Motorcycles (Fixed Rate)
Type |
Annual Percentage Rate |
Consumer (Model Year: 2019-2022; Terms up to 48 months) |
As Low As 2.59% APR* |
Consumer (Model Year: 2019-2022; Terms up to 66 months) |
As Low As 2.99% APR* |
Consumer (Model Year: 2017-2018; Terms up to 66 months) |
As Low As 3.29% APR* |
Consumer (Model Year: 2015-2016; Terms up to 60 months) |
As Low As 3.99% APR* |
Consumer (Model Year: 2013-2014; Terms up to 54 months) |
As Low As 4.49% APR* |
New/Used Boats, RVs, Travel Trailers (Fixed-Rate)
Type |
Annual Percentage Rate |
Consumer |
As Low As 5.19% APR* |
Home Equity Line of Credit
Type |
Amount Financed |
Annual Percentage Rate |
|
|
6-Month Intro Rate is 1.00%APR* |
HELOC Flex (Fixed-Rate) |
|
As Low as 4.00% APR* |
Home Equity Loan (Fixed-Rate)
Type |
Annual Percentage Rate |
Closed-End, Fixed-rate |
As Low As 4.25% APR* |
Personal Loans (Fixed-Rate)
Type |
Annual Percentage Rate |
Consumer |
As Low As 8.49% APR* |
Payday Alternative Loan |
As low as 19.00% APR** |
Land/Lot Loans
Type |
Annual Percentage Rate |
Up to 20 Acres, Maximum Term of 15 Years |
As Low As 4.00% APR* |
Share/CD Secured Loans
Type |
Annual Percentage Rate |
Consumer |
As low as 4.75% APR* |