Rates accurate as of January 17, 2017
*ARM: Adjustable Rate Mortgage. Available for a 30-year amortization, fixed for the first 3, 5, 7 or 10 years then may adjust annually, up or down, for the remainder of the loan term (up to maximum changes of 2% per year, or 5% over the life of the loan), which may cause monthly payments to vary. ARM rate floor of 4.00%. If the original rate is lower than 4.00% then the original rate is the floor.
**APR: Annual Percentage Rate. Actual APR may be higher, based on loan amount, credit eligibility and credit union lending policies.
Secondary Market Loans are not serviced or managed by Community 1st Credit Union after the loan origination process is completed.
These terms and rates are for owner-occupied, primary residence mortgage loans only. Rate based on loans over $100,000 and 20% down. May be additional third party fees. Ask your Mortgage Originator for further details. Current mortgage loan must be from another financial institution to refinance. Construction Loan rate is 1% over the qualifying 15 year fixed rate. Loan rates are subject to change without notice. Terms and qualifications apply.
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