Home Mortgage Rates

Rates accurate as of July 17, 2018

Secondary Market Loans - Fixed Rate

Type Rate APR** Points
15 Year Fixed 4.125% 4.275% No Points
30 Year Fixed 4.625% 4.712% No Points

In-House Loans ~ Underwritten & Serviced by C1st

Type Rate APR** Points
3/1 ARM* 3.750% 4.315% No Points
5/1 ARM* 3.875% 4.279% No Points
7/1 ARM* 4.250% 4.723% No Points
10/1 ARM* 4.375% 4.693% No Points
15 Year Fixed 4.250% 4.400% No Points
20 Year Fixed 4.625% 4.744% No Points
Assumptions

Loan Information:

  • Financing Type – Conventional
  • Amount - $100,000
  • Purchase Price - $125,000
  • State – Iowa
  • County – Wapello
  • City – Ottumwa
  • Escrow/Impounds – Yes
  • Loan Purpose – Purchase
  • Property Use – Primary Residence
  • Property Type – Existing single family home
  • Lock Period – 60 Day
Important Notices

The advertised interest rates, APR, discount points and rebates shown are subject to change without notice.  The monthly payment amount shown includes principal, interest, and mortgage insurance, if required. Your actual monthly payment will be higher if an escrow account is established or required.  Actual loan costs may vary based upon your final loan amount and finance charges.

Additional Information about our 3 Year, 5 Year, 7 Year, or 10 Year Adjustable Rate Mortgages (ARM) - The APR, interest rate and principal and interest payment are subject to increase and will change after the loan is closed due to market-driven changes to the index.

Apply For A Mortgage Loan

Start the mortgage application process today from the convenience of your home!

Apply Now!

Free Credit Score Nerdwallet

Signup For Our Newsletter!

Receive important C1st news and events, special rates, helpful financial information, and more!