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What better time than now?
Become a C1st member* in minutes - entirely online. It's that fast, easy, and affordable.

60-Month Certificate Account

3.55%

Money Market Account

1.75%

ClubGo

1.00%

Grow With Us

Drive away!

Refinance Your Ride!

Refinancing your auto loan with Community 1st Credit Union could help you lower your rate and reduce your monthly payment! Get rates as low as 4.59% APR* and take a break from payments for 90 days when you refinance an eligible auto loan.

Hand holding three credit cards

Low Intro Rate Credit Cards.

Choose between our Flex Rewards, Signature Rewards, and Smart Rate to enjoy a low intro rate for 12 months on purchases and balance transfers. All of our cards offer a variety of features and benefits - pick the one that fits you best!

$2.2M in Rewards Checking incentives paid in 2024

years of dedicated service to our members

Proud to be the #1 Ag Lender in Iowa

Stay Informed

2025 Year In Review

Wednesday, December 24, 2025

2025 was another year of growth and continued strategies to stay connected to our members and communities. This growth would not be possible without you, our loyal members, and our strong and empowered team of staff.

Community 1st Credit Union's Jaime Thomas is Appointed to the Iowa Credit Union Foundation Board

Tuesday, December 23, 2025

Community 1st Credit Union is proud to announce that Jaime Thomas, Senior Vice President of Retail Operations, has been appointed to the Iowa Credit Union Foundation (ICUF) Board of Directors.

C1st Foundation Named Presenting Sponsor of Osceola Mini-Pitch Project with $50,000 Gift

Wednesday, December 17, 2025

C1st Foundation is the presenting sponsor of the Kick It Forward Mini-Pitch in Osceola, contributing a $50,000 grant to help create a safe, inclusive space for all ages.

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