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WHERE'S YOUR 1ST STOP?

Get up to 2.00% off your current vehicle loan rate AND  90-days no pay when you move your vehicle loan to C1st!

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C1st Cash Checking
3.00%
Annual Percentage Yield
C1st Platinum Checking
0.40%
Annual Percentage Yield
C1st Interest Checking
0.20%
Annual Percentage Yield
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60 Month Certificate Account
0.95%
Annual Percentage Yield
Money Market Account
0.65%
Annual Percentage Yield
ClubGo 
0.60%
Annual Percentage Yield
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Auto Loans
2.59%
Annual Percentage Rate
Flex Home Equity LOC: 6-Month Intro Rate
1.00%
Annual Percentage Rate
Personal Loan
8.49%
Annual Percentage Rate
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15 Year Fixed
5.000% Rate
5.189% APR *
10/1 ARM
4.500% Rate
4.822% APR *
30 Year Fixed
5.750% Rate
5.865% APR *
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1st Homebuyers Grant

1st Time Homebuyers Assistance!

Buying your first home is something you’ll never forget. Right now, first-time home buyers could qualify for up to $5,000* toward their down payment with our assistance program! We offer quick processing and local, helpful lenders. Apply online or in person and make your first home purchase better with C1st.

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save small dream big rainbow

Say Hello to Cash Back in Your Checking!

If you prefer online banking and use a debit card, you could qualify for some serious cash. And with either of our Rewards Checking Accounts, you'll enjoy unlimited nationwide ATM fee refunds when requirements are met. Both checking accounts are free, and require no minimum balance. 

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$1.6+ Million in Rewards Checking incentives paid in 2021
85+ yearsDedicated to serving our members for 85+ years
Proud to be the #1 Ag Lender in Iowa

Stay Informed

News
Vehicle Refinance Special + 90-Day No Pay!
Wednesday, June 1, 2022
Get up to 2.00% off your current vehicle loan rate AND take advantage of 90-day no pay when you move your vehicle loan to C1st!
News
2022 C1st Scholarship Recipients
Thursday, May 26, 2022
The C1st 2022 scholarship program has announced $48,000 is being awarded to 25 area high school seniors and returning college students.
Blog
Beware of Amazon-Related Scams
Thursday, May 26, 2022
Learn how to protect yourself from Amazon related scams that are trying to defraud consumers.