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Don't Miss This Offer!

For a limited time, you can earn higher interest or higher cash back with a C1st Rewards Checking account. It's easy to qualify.

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60-Month Certificate Account
3.45%
Annual Percentage Yield
Money Market Account
1.75%
Annual Percentage Yield
ClubGo 
1.00%
Annual Percentage Yield
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Auto Loans

As Low As 5.39% APR*

Annual Percentage Rate
Flex Home Equity LOC: 6-Month Intro Rate

1.00%

Annual Percentage Rate
Personal Loan

As Low As 9.99% APR*

Annual Percentage Rate
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15 Year Fixed
6.000% Rate
6.176% APR *
10/1 ARM
7.000% Rate
7.063% APR *
30 Year Fixed
6.500% Rate
6.609% APR *
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Splash Into Savings for Youth Month!

Splash Into Savings for Youth Month at C1st!

Celebrate youth this June with C1st and Dollar Dog! Earn double Doggie Dollars for deposits, enjoy fun savings activities, and enter to win a family 4-pack to Adventureland. Join the summer savings fun today!

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your 1st home

Your 1st Home!

Are you a first-time homebuyer? Let us help make your dream a reality! Get up to $4,000 toward your down payment with our assistance program!

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$2.2M in Rewards Checking incentives paid in 2024
85 plusyears of dedicated service to our members
Proud to be the #1 Ag Lender in Iowa

Stay Informed

News
Reg CC: Update To Funds Availability Policy
Thursday, June 5, 2025
Effective July 1, our Funds Availability Policy will change to allow $275 (increased from $225) available next business day on non-next day checks and $6,725 (increased from $5,525) available on new account and exception holds.
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Splash Into Savings for Youth Month!
Thursday, May 29, 2025
Celebrate youth this June with C1st and Dollar Dog! Earn double Doggie Dollars for deposits, enjoy fun savings activities, and enter to win a family 4-pack to Adventureland. Join the summer savings fun today!
News
Community 1st Credit Union Member Awarded Scholarship from Iowa Credit Union Foundation
Friday, May 23, 2025
Justine Lynn, a member of Community 1st Credit Union in Washington, IA, was recently awarded the Iowa Credit Union Foundation's (ICUF) Warren A. Morrow Memorial Scholarship.
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