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Tap Into Your Home's Value

Our FLEX HELOC gives you an opportunity to lock in a fixed rate and make those home upgrades you've been dreaming of. 

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60-Month Certificate Account
3.45%
Annual Percentage Yield
Money Market Account
1.75%
Annual Percentage Yield
ClubGo 
1.00%
Annual Percentage Yield
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Auto Loans

As Low As 5.39% APR*

Annual Percentage Rate
Flex Home Equity LOC: 6-Month Intro Rate

1.00%

Annual Percentage Rate
Personal Loan

As Low As 9.99% APR*

Annual Percentage Rate
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15 Year Fixed
6.125% Rate
6.306% APR *
10/1 ARM
6.750% Rate
6.853% APR *
30 Year Fixed
6.625% Rate
6.737% APR *
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1st Time Homebuyer Down Payment Assistance Program

Get Up to $4,000 Toward Your Down Payment with Our Assistance Program!

Don't miss out on this limited-time opportunity to begin your homeownership journey with confidence. Enjoy competitive rates, expert mortgage guidance, and fast, local decision-making. Apply now!

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Stay on Top of Your Credit!

Monitor your credit score and gain valuable insights into your credit report - all within C1st's digital banking. Take control of your financial health and plan for a stronger future today!

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$2.2M in Rewards Checking incentives paid in 2024
85 plusyears of dedicated service to our members
Proud to be the #1 Ag Lender in Iowa

Stay Informed

Blog
2025 C1st Scholarship Recipients
Tuesday, April 29, 2025
The C1st 2025 scholarship program has announced that $54,000 will be awarded to 26 area student members this summer for the 2025-2026 academic school year.
News
Discounted Adventureland Tickets
Wednesday, April 23, 2025
As a Community 1st Credit Union member, you can receive a discount on Adventureland Park and Adventure Bay Water Park tickets!
Blog
Tax Day is Here!
Friday, April 11, 2025
Tax Day is here! Use your refund to boost your financial goals—build savings, pay down debt, or work toward something meaningful. Let's make this tax season count!
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