Site search GO
Menu

Don't Miss This Offer!

For a limited time, you can earn higher interest or higher cash back with a C1st Rewards Checking account. It's easy to qualify.

GET DETAILS

60-Month Certificate Account
3.45%
Annual Percentage Yield
Money Market Account
1.75%
Annual Percentage Yield
ClubGo 
1.00%
Annual Percentage Yield
Learn More
Auto Loans

As Low As 5.39% APR*

Annual Percentage Rate
Flex Home Equity LOC: 6-Month Intro Rate

1.00%

Annual Percentage Rate
Personal Loan

As Low As 9.99% APR*

Annual Percentage Rate
Learn More
15 Year Fixed
6.125% Rate
6.306% APR *
10/1 ARM
7.000% Rate
7.063% APR *
30 Year Fixed
6.750% Rate
6.863% APR *
Learn More

Grow With Us

Join C1st
Get a Loan
Schedule
About Us
Careers
Community
Events
Educate
Splash Into Savings for Youth Month!

Splash Into Savings for Youth Month at C1st!

Celebrate youth this June with C1st and Dollar Dog! Earn double Doggie Dollars for deposits, enjoy fun savings activities, and enter to win a family 4-pack to Adventureland. Join the summer savings fun today!

LEARN MORE

your 1st home

Your 1st Home!

Are you a first-time homebuyer? Let us help make your dream a reality! Get up to $4,000 toward your down payment with our assistance program!

LEARN MORE

$2.2M in Rewards Checking incentives paid in 2024
85 plusyears of dedicated service to our members
Proud to be the #1 Ag Lender in Iowa

Stay Informed

Blog
Splash Into Savings for Youth Month!
Thursday, May 29, 2025
Celebrate youth this June with C1st and Dollar Dog! Earn double Doggie Dollars for deposits, enjoy fun savings activities, and enter to win a family 4-pack to Adventureland. Join the summer savings fun today!
News
Community 1st Credit Union Member Awarded Scholarship from Iowa Credit Union Foundation
Friday, May 23, 2025
Justine Lynn, a member of Community 1st Credit Union in Washington, IA, was recently awarded the Iowa Credit Union Foundation's (ICUF) Warren A. Morrow Memorial Scholarship.
News
Community 1st Credit Union Partners with Iowa Credit Union Foundation to House Its Charitable Foundation
Thursday, May 8, 2025
Community 1st Credit Union (C1st) is proud to announce a new partnership with the Iowa Credit Union Foundation (ICUF) to house its charitable foundation. This transition marks an exciting new chapter for the C1st Foundation, which has made a difference across Iowa communities since 2016.
View More