ONE. LESS. FEE.

Take advantage of a no origination fee home loan! Save up to $900 depending on the loan type.

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13-Month Certificate Account
4.25%
Money Market Account
1.75%
ClubGo 
1.00%
Auto Loans

As Low As 5.39% APR*

Flex Home Equity LOC: 6-Month Intro Rate

1.00%

Personal Loan

As Low As 9.99% APR*

15 Year Fixed
5.75% Rate
10/1 ARM
6.750% Rate
30 Year Fixed
6.375% Rate

Grow With Us

Dollar Bills

13-Month Certificate Account Special!

For a limited time, C1st is offering an exceptional rate on our 13-Month Certificate Account. With just a $1,000 minimum deposit, you can confidently grow your savings. Don’t wait, this special offer won’t last long!

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Hand holding credit cards

Low intro rate credit cards.

Choose between our Flex Rewards, Signature Rewards, and Smart Rate to enjoy a low intro rate for 12 months on purchases and balance transfers. All of our cards offer a variety of features and benefits – pick the one that fits you best!

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$2.2M in Rewards Checking incentives paid in 2024
85 plusyears of dedicated service to our members
Proud to be the #1 Ag Lender in Iowa