YOUR CHANGE COUNT$ ...
At C1st, saving your extra change is as easy as 1 - 2 - 3.  Every debit card transaction adds to the total.  Make the most of your change and start saving today!

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C1st Cash Checking
3.00%
C1st Platinum Checking
0.40%
C1st Interest Checking
0.20%
12 Month Certificate Account
4.25%
Money Market Account
1.15%
ClubGo 
1.00%
Auto Loans
5.59%
Flex Home Equity LOC: 6-Month Intro Rate
1.00%
Personal Loan
8.99%
15 Year Fixed
5.000% Rate
10/1 ARM
5.750% Rate
30 Year Fixed
5.750% Rate

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Certificate Account Special Start Earning More!

Certificate Account Special

At C1st, we want you to earn more, so you can do more.  For a limited time only, with a minimum of $10,000, open a 12 month certificate account at 4.25%APY*.  C'mon....call or stop by your local branch to lock in a great rate today!  

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rewards checking

Say goodbye to points and hello to cash.

If you prefer online banking and use a debit card, you could qualify for some serious cash. And with each account, you'll enjoy unlimited nationwide ATM fee refunds when requirements are met. Both checking accounts are free, and require no minimum balance.

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$1.6+ Million in Rewards Checking incentives paid in 2021
85+ yearsDedicated to serving our members for 85+ years
Proud to be the #1 Ag Lender in Iowa