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REWARD YOURSELF

Earn interest or get cash back with one of our Rewards Checking Accounts!

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C1st Cash Checking
3.00%
Annual Percentage Yield
C1st Platinum Checking
0.40%
Annual Percentage Yield
C1st Interest Checking
0.20%
Annual Percentage Yield
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60 Month Certificate Account
0.95%
Annual Percentage Yield
Money Market Account
0.65%
Annual Percentage Yield
ClubGo 
0.60%
Annual Percentage Yield
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Auto Loans
1.99%
Annual Percentage Rate
Flex Home Equity LOC: 6-Month Intro Rate
1.00%
Annual Percentage Rate
Personal Loan
5.49%
Annual Percentage Rate
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15 Year Fixed
2.750% Rate
2.927% APR *
10/1 ARM
3.000% Rate
3.133% APR *
30 Year Fixed
3.500% Rate
3.600% APR *
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c1st scholarships

C1st Scholarships

Are you a traditional or non-traditional student planning on continuing your education in 2022?  C1st is awarding $48,000 in scholarships to area members this spring.  Don't miss out!  All scholarship applications must be completed online no later than March 15th, 2022 by 3:00pm CST.

*LEARN MORE / APPLY NOW

Warren Morrow Scholarship

2022 Warren A. Morrow Memorial Scholarship 

The Iowa Credit Union Foundation's (ICUF) 2022 Warren A. Morrow Memorial Scholarship application is now open to Iowa credit union members who are high school seniors or post-secondary students. Learn more about the scholarship opportunities or apply here!

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$1,345,869 reward checking incentives paid in 2020
85 yearsyears of dedicated service
#1 Ag Lender in Iowa

Stay Informed

News
We've extended our Auto Loan Special!
Wednesday, January 12, 2022
Don't miss out on our great auto loan special. We've extended our auto rates as low as 1.99% APR* for a limited time!
News
HomeTown Credit Union Merger
Tuesday, January 4, 2022
It's official! Members of HomeTown Credit Union will merge with Community 1st Credit Union on Monday, March 7, 2022. We know you may have plenty of questions. Check out our list of FAQ's!
Blog
Grandparent Scam
Monday, January 3, 2022
Scam artists will use any leverage they can get to separate you from your money. Sadly, that includes exploiting grandparents' love and concern for their grandchildren. Learn more about the Grandparent scam and tips on how to avoid it!