WHAT’S YOUR HOME’S NEXT FLEX?

Our FLEX HELOC gives you an opportunity to lock in a fixed rate and make those home upgrades you planned.

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C1st Cash Checking
3.00%
C1st Platinum Checking
0.40%
C1st Interest Checking
0.20%
60 Month Certificate Account
3.45%
Money Market Account
1.15%
ClubGo 
1.00%
Auto Loans
5.89%
Flex Home Equity LOC: 6-Month Intro Rate
1.00%
Personal Loan
9.49%
15 Year Fixed
6.125% Rate
10/1 ARM
5.750% Rate
30 Year Fixed
6.375% Rate

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change counts

Change Counts

These days, every cent matters. At C1st, we make it easy for you to save your cents with our Change Counts program.  How?  It's as easy as 1 - 2 - 3.  Every debit card transaction adds to the total. So, how much will you save?  Start making your Change Count and enroll today.

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1st time homebuyers grant

First-Time Homebuyers Assistance

If you’re about to buy your first home, C1st has an awesome special for you! Right now, first-time home buyers could qualify for up to $5,000 toward their down payment with our assistance program!  Apply online or in person.

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$1.8 M in Rewards Checking incentives paid in 2022
85 plusyears of dedicated service to our members
Proud to be the #1 Ag Lender in Iowa