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Rates as low as 2.69% APR* + no payments for 90 days!

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C1st Cash Checking
3.00%
C1st Platinum Checking
0.40%
C1st Interest Checking
0.20%
60 Month Certificate Account
1.20%
Money Market Account
0.65%
ClubGo 
0.85%
Auto Loans
2.69%
Flex Home Equity LOC: 6-Month Intro Rate
1.00%
Personal Loan
8.49%
15 Year Fixed
2.250% Rate
10/1 ARM
3.500% Rate
30 Year Fixed
2.750% Rate

Grow With Us

HELOC Flex

Credit on Your Terms

If you’re one of the many finding yourself with a little extra time, this may be just the time to start a home project, consolidate debt, or finance a purchase you’ve been waiting to make.  Our new Home Equity Line of Credit - the FLEX HELOC, puts you in control! A great rate with the customization you need - along with two opportunities to lock in fixed rates.  Get the funds you need, when you need them.

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You'll C the Difference

You'll 'C' the Difference on 10.20.2020

At C1st, one of our five brand promises is having the right technology for today and tomorrow. We’re excited to be providing our members with an upgraded Online & Mobile Banking experience you are sure to love, coming October 20, 2020.  Please make sure your contact information C1st is up-to-date, it will help ensure a seamless  transition. You'll 'C' the Difference!

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$1,145,500 reward checking incentives paid in 2019
years of dedicated service
#1 Ag Lender in Iowa