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GET YOUR GIFTS WRAPPED & READY THIS HOLIDAY SEASON.

Our Holiday Loan Special is here, for a limited time.   Don't miss out on this special offer.

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C1st Cash Checking
3.00%
Annual Percentage Yield
Your Voice Checking
0.00%
Annual Percentage Yield
ClubGO Checking
0.20%
Annual Percentage Yield
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60 Month Certificate Account
3.45%
Annual Percentage Yield
Money Market Account
1.75%
Annual Percentage Yield
ClubGo 
1.00%
Annual Percentage Yield
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Auto Loans

As Low As 6.89% APR*

Annual Percentage Rate
Flex Home Equity LOC: 6-Month Intro Rate

1.00%

Annual Percentage Rate
Personal Loan

As Low As 9.49% APR*

Annual Percentage Rate
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15 Year Fixed
6.625% Rate
6.805% APR *
10/1 ARM
7.250% Rate
7.592% APR *
30 Year Fixed
6.750% Rate
6.861% APR *
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Scholarships 2024

2024 C1st Scholarships Are Now Open!

Applications ARE OPEN for our 2024 C1st Scholarships!  Apply early!  All applications must be completed online and will be accepted through February 14, 2024 at 3:00 PM CST.   This year, C1st will be giving away a total of $50,000 in Scholarship awards!  If you are a member that is a senior in high school or a current undergraduate who plans to continue their education in college or vocational school programs - don't miss out!

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Skip a Pay

Skip-A-Pay for the Holidays

Everyone could use extra funds from time to time, whether it's to get through the holiday season, pay emergency bills, or plan a vacation.  At C1st, our enhanced Skip-A-Pay feature allows you to take a break from your qualifying loan payment(s) right at your fingertips through C1st's Digital Banking.  You choose the payment month to skip based on when you when you need it the most!

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$1.8 M in Rewards Checking incentives paid in 2022
85 plusyears of dedicated service to our members
Proud to be the #1 Ag Lender in Iowa

Stay Informed

Blog
Ways a Checking Account Can Help You Navigate Your Finances
Thursday, November 30, 2023
In the fast-paced world of personal finance, using a checking account stands out as a beacon of stability and convenience. Whether you're a seasoned budgeting pro or just starting to take control of your finances, incorporating a deposit account into your daily routine offers various benefits.
News
2024 Warren A. Morrow Memorial Scholarship
Monday, November 13, 2023
The Iowa Credit Union Foundation's (ICUF) 2024 Warren A. Morrow Memorial Scholarship application is now open to Iowa credit union members who are high school seniors or post-secondary students.
News
Holiday Loan Special!
Monday, October 30, 2023
If you're looking to spread a little joy this holiday season, you'll love our unsecured personal loan. Don't miss this offer. Apply today!
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