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TOGETHER: We're here for you.

Loans from $200-$3,500 @ 1.99% APR*.  No payments for 90 days.   Limited time.

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C1st Cash Checking
3.00%
Annual Percentage Yield
C1st Platinum Checking
0.40%
Annual Percentage Yield
C1st Interest Checking
0.20%
Annual Percentage Yield
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60 Month Certificate Account
2.05%
Annual Percentage Yield
Money Market Account
1.45%
Annual Percentage Yield
ClubGo 
1.00%
Annual Percentage Yield
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Auto Loans
3.29%
Annual Percentage Rate
Home Equity LOC: 6-Month Intro Rate
2.99%
Annual Percentage Rate
Personal Loan
8.49%
Annual Percentage Rate
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15 Year Fixed
2.750% Rate
2.861% APR *
10/1 ARM
3.750% Rate
4.029% APR *
30 Year Fixed
3.125% Rate
3.187% APR *
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covid-19

COVID-19 UPDATES

With COVID-19 becoming more active in our area, we want to assure that we are taking appropriate measures to protect members and employees while we continue to provide access to your accounts.  Please visit the link below for the most current and up-to-date notices, branch closures, etc. that are important for our members to know. 

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$2020 off mortgage closing costs

$2020 OFF Mortgage Closing Costs

Thinking about buying a new home or refinancing your existing home?  Right now, for qualifying mortgages and non C1st home refinancing, we’re giving up to $2020 off closing costs! With quick turnaround times and easy online applications, you won't want to miss out!  Get details at:  c1stcu.com/2020Home

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$1,145,500 reward checking incentives paid in 2019
years of dedicated service
#1 Ag Lender in Iowa

Stay Informed

News
Financial Assistance Grants Available through Iowa Credit Union Foundation
Wednesday, April 1, 2020
ICUF has launched an Emergency Relief Fund to assist Iowans who have been financially impacted by the COVID-19 pandemic to provide one-time $500 charitable grants to Iowa credit union members and small businesses financially impacted by the COVID-19 pandemic.
News
Newsletters
Monday, March 30, 2020
Stay up to date on all the latest C1st News & Announcements and read our February eNewsletter!
News
Annual Error Resolution Notice
Thursday, March 26, 2020
In case of errors or questions about your electronic transfers: Please call us at 866.360.5370, write us at 235 Richmond Ave. Ottumwa, IA 52501 or email us at memberservice@c1stcu.com if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt.