Site search GO

DRIVE AWAY...

Rates as low as 2.69% APR* + no payments for 90 days!

*GET DETAILS

C1st Cash Checking
3.00%
Annual Percentage Yield
C1st Platinum Checking
0.40%
Annual Percentage Yield
C1st Interest Checking
0.20%
Annual Percentage Yield
Learn More
60 Month Certificate Account
1.20%
Annual Percentage Yield
Money Market Account
0.65%
Annual Percentage Yield
ClubGo 
0.85%
Annual Percentage Yield
Learn More
Auto Loans
2.69%
Annual Percentage Rate
Flex Home Equity LOC: 6-Month Intro Rate
1.00%
Annual Percentage Rate
Personal Loan
8.49%
Annual Percentage Rate
Learn More
15 Year Fixed
2.250% Rate
2.406% APR *
10/1 ARM
3.500% Rate
3.588% APR *
30 Year Fixed
2.750% Rate
2.836% APR *
Learn More

Grow With Us

Join C1st
Schedule
About Us
Careers
Community
Events
Educate
HELOC Flex

Credit on Your Terms

If you’re one of the many finding yourself with a little extra time, this may be just the time to start a home project, consolidate debt, or finance a purchase you’ve been waiting to make.  Our new Home Equity Line of Credit - the FLEX HELOC, puts you in control! A great rate with the customization you need - along with two opportunities to lock in fixed rates.  Get the funds you need, when you need them.

LEARN MORE

You'll C the Difference

You'll 'C' the Difference on 10.20.2020

At C1st, one of our five brand promises is having the right technology for today and tomorrow. We’re excited to be providing our members with an upgraded Online & Mobile Banking experience you are sure to love, coming October 20, 2020.  Please make sure your contact information C1st is up-to-date, it will help ensure a seamless  transition. You'll 'C' the Difference!

LEARN MORE

$1,145,500 reward checking incentives paid in 2019
years of dedicated service
#1 Ag Lender in Iowa

Stay Informed

News
C1st Celebrates Groundbreaking for New Branch in Osceola
Tuesday, September 29, 2020
C1st is pleased to announce plans for a 2021 opening of a new branch facility in Osceola, Iowa.  A groundbreaking ceremony was held Sept. 2nd and construction began this month.
News
Newsletters
Tuesday, September 29, 2020
Stay up to date on all the latest C1st News & Announcements and read our September eNewsletter!
News
You'll 'C' The Difference in October
Friday, September 25, 2020
We're excited to be providing our members with an upgraded Online & Mobile Banking experience, coming in October. Important details will be sent via email, mail, and newsletters in the coming weeks.   If you have recently moved, or changed your telephone number / email address - please make sure you have updated this info.