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Let us put you in the drivers seat with auto loan rates as low as 1.99% APR*

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C1st Cash Checking
3.00%
Annual Percentage Yield
C1st Platinum Checking
0.40%
Annual Percentage Yield
C1st Interest Checking
0.20%
Annual Percentage Yield
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60 Month Certificate Account
0.95%
Annual Percentage Yield
Money Market Account
0.65%
Annual Percentage Yield
ClubGo 
0.60%
Annual Percentage Yield
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Auto Loans
1.99%
Annual Percentage Rate
Flex Home Equity LOC: 6-Month Intro Rate
1.00%
Annual Percentage Rate
Personal Loan
8.49%
Annual Percentage Rate
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15 Year Fixed
2.250% Rate
2.416% APR *
10/1 ARM
3.000% Rate
3.084% APR *
30 Year Fixed
3.000% Rate
3.092% APR *
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Calling all 1st-Time Home Buyers! 

C1st is offering a 1st-time home buyers assistance program. As a 1st-time home buyer - you could qualify for up to $5,000 towards your down payment. It also comes with a team of local experts, mortgage educational assistance, quick processing and the ability to apply online!

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Welcome to better

Welcome Nishna Valley CU to Community 1st!

Welcome to C1st – where together truly is better!  Nishna Valley CU members have officially joined the C1st family and now have access to all the locations and services of our combined teams. 

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$1,345,869 reward checking incentives paid in 2020
85 yearsyears of dedicated service
#1 Ag Lender in Iowa

Stay Informed

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Roth IRA vs Mutual Fund: Choosing the Right One for You
Monday, October 11, 2021
See your money grow by investing in a credit union IRA or a mutual fund. Get in touch with Community 1st Credit Union to learn more about their benefits!
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Changes to USPS First-Class Delivery May Impact You
Wednesday, October 6, 2021
Changes to U.S. First-Class Mail Delivery Times May Affect You. Here is everything you need to know.
News
New Auto Loan Special at C1st!
Friday, October 1, 2021
An auto loan special that will put you in the driver's seat. Rates as low as 1.99%! Apply today!