YOUR CHANGE COUNT$ ...
At C1st, saving your extra change is as easy as 1 - 2 - 3.  Every debit card transaction adds to the total.  Make the most of your change and start saving today!

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C1st Cash Checking
3.00%
C1st Platinum Checking
0.40%
C1st Interest Checking
0.20%
60 Month Certificate Account
3.55%
Money Market Account
1.15%
ClubGo 
1.00%
Auto Loans
5.59%
Flex Home Equity LOC: 6-Month Intro Rate
1.00%
Personal Loan
8.99%
15 Year Fixed
5.625% Rate
10/1 ARM
6.000% Rate
30 Year Fixed
6.250% Rate

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credit card options

We offer credit card options!

Choosing the right credit card is easier than ever.  Whether you want to pay down balances faster, maximize cashback, earn rewards, or begin building your credit history, we have the ideal card for you!  Learn more about all our credit cards or apply online!

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rewards checking

Say goodbye to points and hello to cash.

If you prefer online banking and use a debit card, you could qualify for some serious cash. And with each account, you'll enjoy unlimited nationwide ATM fee refunds when requirements are met. Both checking accounts are free, and require no minimum balance.

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$1.8+ Million in Rewards Checking incentives paid in 2022
85+ yearsDedicated to serving our members for 85+ years
Proud to be the #1 Ag Lender in Iowa