Site search GO

LET'S ADDRESS IT!

Rates are rising, but now is still a great time to buy or refinance your  home!  Get up to $2,000 off closing costs!*

*GET DETAILS

C1st Cash Checking
3.00%
Annual Percentage Yield
C1st Platinum Checking
0.40%
Annual Percentage Yield
C1st Interest Checking
0.20%
Annual Percentage Yield
Learn More
60 Month Certificate Account
1.40%
Annual Percentage Yield
Money Market Account
0.80%
Annual Percentage Yield
ClubGo 
0.60%
Annual Percentage Yield
Learn More
Auto Loans
4.19%
Annual Percentage Rate
Flex Home Equity LOC: 6-Month Intro Rate
1.00%
Annual Percentage Rate
Personal Loan
8.49%
Annual Percentage Rate
Learn More
15 Year Fixed
6.125% Rate
6.345% APR *
10/1 ARM
5.875% Rate
6.332% APR *
30 Year Fixed
6.750% Rate
6.887% APR *
Learn More

Grow With Us

Join C1st
Get a Loan
Schedule
About Us
Careers
Community
Events
Educate
care to share

Care to Share?

$50 for them.   $50 for you.  If you like banking with us, it pays to spread the word. You could earn $50 when you refer a friend to C1st and they open up a checking account with program requirements.

LEARN MORE

save small dream big rainbow

Say Hello to Cash Back in Your Checking!

If you prefer online banking and use a debit card, you could qualify for some serious cash. And with either of our Rewards Checking Accounts, you'll enjoy unlimited nationwide ATM fee refunds when requirements are met. Both checking accounts are free, and require no minimum balance. 

LEARN MORE

$1.6+ Million in Rewards Checking incentives paid in 2021
85+ yearsDedicated to serving our members for 85+ years
Proud to be the #1 Ag Lender in Iowa

Stay Informed

News
2023 Annual Meeting
Thursday, September 29, 2022
The 2023 Annual Meeting & Board of Directors Election of Community 1st Credit Union will be held Monday, January 23, 2023 at C1st Headquarters, 1100 Hutchinson Ave, Ottumwa, IA. The meeting will begin at 6:00 pm.
News
C1st is a Top Workplace!
Tuesday, September 27, 2022
We are honored to announce that Community 1st Credit Union has been named a 2022 Top Workplace by the The Des Moines Register for the 7th year in a row!
News
C1st's Greg Hanshaw Elected to the Iowa Credit Union League Board of Directors
Thursday, September 22, 2022
Greg Hanshaw, Community 1st Credit Union's President and Chief Executive Officer, has been elected to serve on the Iowa Credit Union League (ICUL) Board of Directors for 2022-2023