WHAT'S YOUR HOME'S NEXT FLEX?

Our FLEX HELOC gives you an opportunity to lock in a fixed rate and finance virtually anything, from home projects to debt consolidation and more.  

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60 Month Certificate Account
3.45%
Money Market Account
1.75%
ClubGo 
1.00%
Auto Loans

As Low As 6.09% APR*

Flex Home Equity LOC: 6-Month Intro Rate

1.00%

Personal Loan

As Low As 10.49% APR*

15 Year Fixed
6.250% Rate
10/1 ARM
7.000% Rate
30 Year Fixed
6.375% Rate

Grow With Us

Disaster Recovery Loan

Disaster Relief Loan

If you’ve been affected by the recent storms that hit Iowa and are temporarily out of work or have experienced significant damage to your property, contact your local C1st branch to discuss possible financial options available to you.  Whether it’s a short-term loan or working with you on current loan obligations, we want to help.

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Buying your first home?

Right now, first-time homebuyers could qualify for up to $5,000 toward their down payment!* PLUS, we offer quick processing, mortgage assistance, and a local, helpful team.  Start the search for your first home, or apply online today.

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$2.1M in Rewards Checking incentives paid in 2023
85 plusyears of dedicated service to our members
Proud to be the #1 Ag Lender in Iowa