$50 FOR YOU.  $50 FOR GOOD.

Get $50, a great rate, and no payments for 90 days when you refinance your auto loan with C1st.* But wait, there’s more! We'll also give $50 to Food Bank of Iowa.


60 Month Certificate Account
Money Market Account
Auto Loans

As Low As 6.29% APR*

Flex Home Equity LOC: 6-Month Intro Rate


Personal Loan

As Low As 9.49% APR*

15 Year Fixed
6.375% Rate
10/1 ARM
6.500% Rate
30 Year Fixed
6.375% Rate

Grow With Us

ChargeUP Credit Builder Program

Together, let’s establish (or rebuild) your credit!

With our ChargeUp Credit Builder program, we make it possible for you to establish your credit or build your credit so you can achieve your dreams – whether that means owning a home, purchasing a vehicle, or something else.


change Counts

Make the most of your change in three
simple steps!

How it works:

  • You make purchases with your C1st Visa® debit card.
  • We will round up the purchase to the next whole dollar amount.
  • We deposit the change into a C1st savings account of your choice.

Start making your Change Count and enroll today!


$2.1M in Rewards Checking incentives paid in 2023
85 plusyears of dedicated service to our members
Proud to be the #1 Ag Lender in Iowa