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Loans

Our loans comes in all shapes and sizes.

LOAN RATES

Loans

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Getting a loan from Community 1st  Credit Union is a quick and easy process. You can expect friendly service and great rates.

Reynaldo's Experience

Meet Reynaldo, owner of Burritos Los Roy located in Market on Main in Ottumwa. Learn about Reynaldo's story and his experience with Community 1st Credit Union. C'mon in and experience the difference! We'll invest in you. Because at C1st... Together IS Better.

Get The Best Rate With Automatic Payments!

When you set up Auto-Payments, you get the best rate offered on consumer loans. Best of all, there is never a pre-payment penalty if you choose to pay your loan off early.

Additional options to enhance your loan:
  • Debt & Depreciation Protection
  • Extended Warranty
  • Guaranteed Asset Protection (GAP) Advantage
C1st NMLS# Listing:

C1st MORTGAGE loan originators &
NATIONWIDE MORTGAGE LICENSING System (NMLS) Numbers

Couple lounging on the beach

Take A Vacation From Your Loan Payment

It's easy!  Just choose the month of the payment you'd like to skip (any month of the year) for any qualifying loan. 

apply now to skip a loan payment

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Click here to browse thousands of new, used and certified pre-owned vehicles from different dealers. 

Click on this image of a couple on a couch to get your free credit score

Convenient Options To Make Your Loan Payment

Online Banking Transfer
To make a payment from a C1st account, simply transfer the funds using online banking.

Cross-Member Transfer
Pay your loan with funds located in a separate C1st membership!  We can set up cross-member transfers in online banking.

Payroll Deduction
Have your payments automatically deducted from your direct deposit.

ACH Debit Payment
Set up preauthorized monthly payments from your account at another financial institution.

One-Time Payment
To make a one-time payment from another financial institution or credit card*, visit our Online Payment Center. There is an $8 convenience fee to use this service. This service is currently not available to pay a C1st Mortgage or C1st Credit Card.

visit our online payment center

For additional information about these loan payment options, please call 866.360.5370 or email memberservice@c1stcu.com.

*Does not include Visa credit cards. Cards that are available for payments include: Visa debit card, Mastercard credit and debit cards, and Discover cards.

MortgageFinding the right mortgage loan is important. That's why we personally help select the loan that fits your needs in life. Vehicle LoansAutos, recreational vehicles, boats, motorcycles, motor homes, and travel trailers. Personal LoansA loan for whatever you need and no collateral is required. Student LoanDon't let gaps in federal funding keep you from getting your education. Student Loan RefinanceRefinance and consolidate your private and federal student loans into one manageable loan. Credit CardsLow interest rates, reward programs, and the ability to manage your account online. Loan Rates
 Mortgage Rates

Have a question for one of our C1st representatives?

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