Loans

Reynaldo's Experience

Meet Reynaldo, owner of Burritos Los Roy located in Market on Main in Ottumwa. Learn about Reynaldo's story and his experience with Community 1st Credit Union. C'mon in and experience the difference! We'll invest in you. Because at C1st... Together IS Better.

Getting a loan from Community 1st Credit Union is a quick and easy process. You can expect friendly service and great rates.

Get The Best Rate With Automatic Payments!

When you set up Auto Payments you get the best rate offered on consumer loans. And there is never a pre-payment penalty.

Loan Insurance Available

With any loan, you can purchase single or joint Credit Life Insurance depending on your needs. Single coverage is designed to pay the loan balance in the event of the borrower's death, while joint coverage is designed to pay the loan balance in the event of the death of the borrower or co-borrower.

Disability Coverage

Disability Insurance is available to eligible borrowers at a minimal cost. This coverage provides for payment of monthly installments during the time the borrower is disabled. Some restrictions and waiting periods apply.