Loans

Our loans comes in all shapes and sizes.

LOAN RATES

Loans

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Getting a loan from Community 1st  Credit Union is a quick and easy process. You can expect friendly service and great rates.

Reynaldo's Experience

Meet Reynaldo, owner of Burritos Los Roy located in Market on Main in Ottumwa. Learn about Reynaldo's story and his experience with Community 1st Credit Union. C'mon in and experience the difference! We'll invest in you. Because at C1st... Together IS Better.


Get The Best Rate With Automatic Payments!

When you set up Auto-Payments, you get the best rate offered on consumer loans. Best of all, there is never a pre-payment penalty if you choose to pay your loan off early.

Additional options to enhance your loan:

  • Debt & Depreciation Protection
  • Extended Warranty
  • Guaranteed Asset Protection (GAP) Advantage

C1st NMLS# Listing:

C1st MORTGAGE loan originators &
NATIONWIDE MORTGAGE LICENSING System (NMLS) Numbers

Convenient Options To Make Your Loan Payment

Online Banking Transfer
To make a payment from a C1st account, simply transfer the funds using online banking.

Cross-Member Transfer
Pay your loan with funds located in a separate C1st membership!  We can set up cross-member transfers in online banking.

Payroll Deduction
Have your payments automatically deducted from your direct deposit.

ACH Debit Payment
Set up preauthorized monthly payments from your account at another financial institution.

One-Time Payment
To make a one-time payment from another financial institution or credit card*, visit our Online Payment Center. There is an $8 convenience fee to use this service. This service is currently not available to pay a C1st Mortgage or C1st Credit Card.

visit our online payment center

For additional information about these loan payment options, please call 866.360.5370 or email memberservice@c1stcu.com.

*Does not include Visa credit cards. Cards that are available for payments include: Visa debit card, Mastercard credit and debit cards, and Discover cards.