Refinance and consolidate your private and federal student loans into one manageable loan, setting up one convenient payment, and potentially lowering your rate1.
Check Out These Great Benefits
- Refinancing available up to $125,000
- Competitive interest rates
- Flexible repayment terms to fit your needs
(view our rates page for more information, repayment examples, and important disclosures)
- No origination fees or prepayment penalties
- Borrow from a credit union you can trust
College graduates who are:
U.S. citizens or permanent residents who have graduated from an approved public or private not-for-profit school.
In repayment or grace on one or more outstanding private or federal student loans
Able to pass a credit check.
(A cosigner may be necessary in order for you to meet credit criteria, and may also help you qualify for a lower rate)
Eligible for C1st membership.
(You may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded)
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