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Business Credit Card

Business Credit Card

Flexible Buying Power for Your Business

The Smart Way to Make Purchases and Manage Your Payments

Whether you are managing everyday expenses, tracking employee spending, or improving cash flow, the C1 Business Smart Rate Credit Card gives your business the purchasing power and flexibility it needs.

Ready to Get Started?

Visit your nearest C1st location or contact us today to learn more about the C1Business Smart Rate Credit Card and BizCard Direct.

Rates and terms are dependent on credit qualifications. Other restrictions may apply. Subject to credit approval. 

*We will notify you of your credit limit. C1st may increase or decrease any credit limit at any time.

**Purchases, Balance Transfers and Cash Advances: The following APRs will depend on your credit history and will vary with the market based on the Prime Rate. Purchases: 1.99% introductory APR for 12 months from date of account opening. After that it becomes variable, currently 13.24% APR - 21.24% APR. Balance Transfers: 1.99% introductory APR for 12 months made in the first 60 days of account opening. After that, 13.24% APR - 21.24% APR. Cash Advances: 13.24% APR - 21.24% APR. Transaction Fees – Cash Advance: 3% of the amount of each cash advance or $5 minimum, whichever is greater.

The variable APR of 13.24% to 21.24% (the “initial rate”) to be adjusted daily if the highest rate of interest identified as the “Prime Rate” in the “Money Rates” column of the Wall Street Journal (the “Index”) increases or decreases. Your rate is the Index plus a margin of 6.49% to 14.49%. Your rate will never be higher than the maximum rate allowed by applicable law. Any increase in the rate will result in higher monthly payments.

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