Financial Education

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Lesson Plan: Exploring Money Beliefs


Our core beliefs about money shape our behavior and influence our many financial decisions. This lesson gives students the tools to identify and discuss their attitude toward money. Students will think critically about the source of their money beliefs and connect those beliefs to both positive and negative financial behavior.


• Demonstrate how students’ attitudes toward money can influence their personal finance decisions

• Help students identify their own beliefs about money

• Help students critique the source(s) of their money beliefs


• Identify the four money personas and their underlying money beliefs: avoidance, status, worship and vigilance

• Match each of the money personas with examples of real-world behavior

• Compare and contrast different sources of financial information and behavior


An optional quiz has been provided with this lesson plan (the quiz is not factored into the lesson’s 45-minute runtime).

lesson plan activity a activity b quiz