Maybe you are living paycheck to paycheck. Or, maybe you simply need to build better credit. Either way, Community 1st Credit Union is here for you.
A C1st Cash loan is different. Similar to a Payday loan, it is a small, short-term loan. But there are some key differences. There are no sky-rocket interest rates, you are given a little longer to repay the loan, and a C1st Cash Loan will help you develop healthy savings habits.
Member loans from $200 to $500*
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Not a C1st member?Join us, and after 30 days you are eligible to apply. Ask for more details.
*You must be 18 years or older, a C1st member for at least 30 days, and have direct deposit established with C1st prior to applying. Maximum loan term of 3 months. Other restrictions may apply. Subject to credit approval and program qualifications. Offer effective as of February 19, 2018.
**APR = Annual Percentage Rate. 19.00% APR with Automatic Payment, 21.00% APR without Automatic Payment. For a $500 fixed C1st Cash Loan with a term of three months and 19.00% APR, the monthly payments will be $171.97. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. C1st Cash Loans are limited to one every six months. All loans subject to approval.
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