All C1st locations will be closed Monday, January 21, 2019 to observe Martin Luther King Jr. Day. Please use 24-hour online or mobile banking.
Maybe you are living paycheck to paycheck. Or, maybe you simply need to build better credit. Either way, Community 1st Credit Union is here for you.
A C1st Cash loan is different. Similar to a Payday loan, it is a small, short-term loan. But there are some key differences. There are no sky-rocket interest rates, you are given a little longer to repay the loan, and a C1st Cash Loan will help you develop healthy savings habits.
Member loans from $200 to $500*
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Not a C1st member?Join us, and after 30 days you are eligible to apply. Ask for more details.
*You must be 18 years or older, a C1st member for at least 30 days, and have direct deposit established with C1st prior to applying. Maximum loan term of 3 months. Other restrictions may apply. Subject to credit approval and program qualifications. Offer effective as of February 19, 2018.
**APR = Annual Percentage Rate. 19.00% APR with Automatic Payment, 21.00% APR without Automatic Payment. For a $500 fixed C1st Cash Loan with a term of three months and 19.00% APR, the monthly payments will be $171.97. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. C1st Cash Loans are limited to one every six months. All loans subject to approval.
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