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No Matter The Reason.

Personal Loan Rates as low as 4.99% Fixed APR*.  No collateral needed.  Limited time offer.

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C1st Cash Checking
3.00%
Annual Percentage Yield
C1st Platinum Checking
0.40%
Annual Percentage Yield
C1st Interest Checking
0.20%
Annual Percentage Yield
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60 Month Certificate Account
0.95%
Annual Percentage Yield
Money Market Account
0.65%
Annual Percentage Yield
ClubGo 
0.60%
Annual Percentage Yield
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Auto Loans
2.49%
Annual Percentage Rate
Flex Home Equity LOC: 6-Month Intro Rate
1.00%
Annual Percentage Rate
Personal Loan
4.99%
Annual Percentage Rate
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15 Year Fixed
2.125% Rate
2.290% APR *
10/1 ARM
3.000% Rate
3.084% APR *
30 Year Fixed
2.875% Rate
2.967% APR *
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Calling all 1st-Time Home Buyers! 

C1st is offering a 1st-time home buyers assistance program. As a 1st-time home buyer - you could qualify for up to $5,000 towards your down payment. It also comes with a team of local experts, mortgage educational assistance, quick processing and the ability to apply online!

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get ready for better

Nishna Valley CU is joining C1st on October 1st.

Get ready – together truly is better! Soon Nishna Valley CU members will have access to all the locations and services of our combined teams. 

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$1,345,869 reward checking incentives paid in 2020
85 yearsyears of dedicated service
#1 Ag Lender in Iowa

Stay Informed

News
C1st is a Top Workplace!
Monday, September 13, 2021
Community 1st Credit Union received its sixth straight Des Moines Register “Top Workplace” award!
News
Newsletters
Tuesday, August 31, 2021
Stay up to date on all the latest C1st News & Announcements with our newsletters!
News
Nishna Valley CU is joining C1st!
Thursday, August 26, 2021
It's official! Members of Nishna Valley Credit Union have agreed to merge with Community 1st Credit Union on October 1, 2021. Here is everything you need to know!