Site search GO
Menu

Tap Into Your Home's Value

Our FLEX HELOC gives you an opportunity to lock in a fixed rate and make those home upgrades you've been dreaming of. 

GET DETAILS

60-Month Certificate Account
3.45%
Annual Percentage Yield
Money Market Account
1.75%
Annual Percentage Yield
ClubGo 
1.00%
Annual Percentage Yield
Learn More
Auto Loans

As Low As 5.39% APR*

Annual Percentage Rate
Flex Home Equity LOC: 6-Month Intro Rate

1.00%

Annual Percentage Rate
Personal Loan

As Low As 9.99% APR*

Annual Percentage Rate
Learn More
15 Year Fixed
6.125% Rate
6.306% APR *
10/1 ARM
6.750% Rate
6.853% APR *
30 Year Fixed
6.625% Rate
6.737% APR *
Learn More

Grow With Us

Join C1st
Get a Loan
Schedule
About Us
Careers
Community
Events
Educate
1st Time Homebuyer Down Payment Assistance Program

Get Up to $4,000 Toward Your Down Payment with Our Assistance Program!

Don't miss out on this limited-time opportunity to begin your homeownership journey with confidence. Enjoy competitive rates, expert mortgage guidance, and fast, local decision-making. Apply now!

GET DETAILS

Mobile phones

Stay on Top of Your Credit!

Monitor your credit score and gain valuable insights into your credit report - all within C1st's digital banking. Take control of your financial health and plan for a stronger future today!

LEARN MORE

$2.2M in Rewards Checking incentives paid in 2024
85 plusyears of dedicated service to our members
Proud to be the #1 Ag Lender in Iowa

Stay Informed

News
Community 1st Credit Union Partners with Iowa Credit Union Foundation to House Its Charitable Foundation
Thursday, May 8, 2025
Community 1st Credit Union (C1st) is proud to announce a new partnership with the Iowa Credit Union Foundation (ICUF) to house its charitable foundation. This transition marks an exciting new chapter for the C1st Foundation, which has made a difference across Iowa communities since 2016.
News
Don't Tax My Credit Union
Monday, May 5, 2025
Protect your credit union benefits. Advocate today! Urge Congress to preserve credit unions' tax-exempt status and keep savings, low fees, and better rates for Iowa members like you.
Blog
2025 C1st Scholarship Recipients
Tuesday, April 29, 2025
The C1st 2025 scholarship program has announced that $54,000 will be awarded to 26 area student members this summer for the 2025-2026 academic school year.
View More