Site search GO
Menu

With three financially savvy moves.

At Community 1st Credit Union, we want you to smile more and stress less this holiday season! Spread a little cheer and make memories without racking up high-interest credit card debt. Right now, we’re offering three smart and simple ways to Sleigh this Holiday.

flex rewards icon

1 – Flex Rewards Credit Card

Enjoy a low introductory rate for 12 months* and earn points to redeem for travel, cash back, and more!

Jolly Perks:

  • No fee balance transfers
  • Easy-to-use digital banking
  • Roadside Dispatch®
  • Contactless card – tap and go
  • Dovly UpliftTM

Apply Today

personal loans icon

2 – Personal Loans

Borrow $500 to $3,500 with rates as low as 8.49% APR**.

Jolly Perks:

  • No collateral required
  • Fixed interest rate, lower than most credit cards
  • Easy application

Apply Today

skip a pay

3 – Skip a Pay

Take a break from your qualifying loan***. You’ll know instantly if your payment is delayed through our Digital Banking.

Learn More

* Introductory rates apply to purchases and balance transfers. Other C1st credit cards are also available. Subject to credit approval.

** The disclosed APR applies to qualified borrowers who have at least six months’ employment history (including time spent in retirement or on disability). Rates and terms are dependent on credit qualifications. Must be 18 years or older. Other restrictions may apply. Subject to credit approval and program qualifications. Offer may expire at any time.

*** The majority of our consumer loans are eligible, but there are a few exceptions. There is a $25 processing fee for each Skip a Pay loan. Interest will continue to accrue and will be added to your next monthly payment amount (increasing your total finance charge), and it will extend the loan repayment period by one month. No more than two (2) skipped payments are allowed per loan per calendar year.

Have a question for one of our C1st representatives?

Schedule an Appointment