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Make Your Home More YOU.

Use our FLEX Home Equity Line of Credit to make those home upgrades. 

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Ready to make your home a little more you?

For a limited time, you can take advantage of this special 6-month intro rate offer and personalize your living space with our FLEX Home Equity Line of Credit. 

Rates

What could you do?

You can also take advantage of this offer to make these home upgrades:

Take Advantage of the Flexibility...

  • TWO opportunities to lock in your rate during the draw period. 
  • Choose a portion or all of your balance for the fixed rate. Then enjoy a fixed monthly payment for the portion you chose. 
  • Choose from terms of 5, 10, or 15 years. 

Don’t miss this limited-time special. Apply online, visit a branch, or call us today! 

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*Intro rate offer is effective as of 04/01/2026 and subject to change at any time. Offer is available for new home equity lines of credit (HELOC) for owner-occupied, single-family residential properties. (Current loans must be from another financial institution to refinance.) After the initial 6 months, the APR will become variable. Currently the fully indexed rate after intro period is 6.75% APR (WSJP + 0%) and is based on a minimum credit score of 740 and up to 90% Loan to Value (LTV). Other rates and terms apply based on the credit score and LTV. Maximum APR is 18%. The monthly payment will be 1% of the principal balance of the loan (applied to principal and interest, $100 minimum payment). During their draw period, the member has the option of choosing up to 2 fixed-rate lock requests at our disclosed fixed rate (in effect at that time) for a period of 5, 10 or 15 years. Closing costs range from $0 (for new HELOC with $10,000 minimum initial advance) up to $720 (for existing HELOC or those with less than $10,000 initial advance) plus appraisal fees which may range from $495 to $650. This special offer requires a minimum draw of $500. Limited-time offer. Property insurance required. Subject to credit approval and qualifications. Consult a tax advisor regarding the deductibility of interest. 

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