Take the money you saved and use it for:
- New furniture
- Appliances
- Anything that makes your new house feel more YOU!
Take advantage of this special offer –
now through September 30, 2026!
Why C1st Mortgage?
*100% financing is available on primary residence, new purchase only. Ask your Mortgage Originator for further details. Subject to membership and approval. Rates, terms, and conditions subject to change and may vary based on qualifications, including creditworthiness, loan-to-value ratio, and collateral conditions.
C1st Mortgage Solutions
Finding the right mortgage loan is as important as finding the right home. Whether you've found the home of your dreams or you're ready to start the search, we offer a variety of products with rates and terms to meet your goals.
Our Home Financing Options:
Fixed-Rate Mortgages
This is an ideal option if you want predictability in your monthly payments and an interest rate that doesn't change during the life of the loan.
Adjustable-Rate Mortgages (ARM)
An ARM offers lower initial interest rates and payments, making it suitable for those planning to sell or refinance soon. After the initial period, the rate may adjust periodically (up or down).
Construction-to-Permanent Loans
Construction-to-permanent loans merge a construction loan and mortgage into one application, reducing closing costs and paperwork. After construction, it converts to a traditional mortgage.
Lot Loans
This type of loan lets you buy a lot, lock in the price, and build a home later. Higher down payments and shorter terms may apply.
Rural Development (USDA) Loans
These loans are backed by the government to help low- and moderate-income families buy, build, or repair homes in eligible rural and suburban areas.
Veterans Affairs (VA) Loans
These low-interest home loans are backed by the VA and available to veterans, active-duty members, and eligible spouses.
Home Equity Loans
Using your home's equity is a great way to borrow money at a low cost. With a Home Equity Loan, you borrow a specific amount and make regular payments during the term of the loan.
Home Equity Lines of Credit (HELOC)
HELOCs are like credit cards, except your home serves as collateral. You use the funds as necessary and pay only for what you actually use.
Loans are subject to membership and credit approval.