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Tapping to pay is quick, easy, and secure! 

With a quick tap of your phone, you can use your C1st debit card to pay at over one million U.S. merchant locations that accept mobile payments. Digital Wallet options also make it convenient to check out quickly within your favorite apps and websites. Best of all, payment information is never shared with merchants or stored on your device. Here’s a more in-depth look at what our e-wallet system can do for you:

Speedy Checkouts

A digital wallet allows you to pay at your favorite store in a matter of seconds. For instance, Google Pay enables you to pay by simply hovering your device over the payment terminal. The same principle works for smartwatches like Garmin and Fitbit.

Easy Tracking of Expenses

If you're on a budget and conscious of your spending habits, then a digital wallet is a great tool for you! It stores your e-receipts and money transfer records, allowing you to easily track your day-to-day expenses.

Secure Payments

Digital wallets offer extra layers of protection to ensure that your card details and other personal information are safe and secure. One great example is the setting up of biometrics and passcodes to unlock the app.


At Community 1st Credit Union, our goal is to make payments hassle-free and accessible for our Iowa members. That’s why we have multiple digital payment options to choose from. They basically offer the same experience as a tap to pay debit card, except you have to connect a device to your mobile wallet. If you need help setting up, feel free to contact us today!


No wallet?  You can access your card from your wrist with Fitbit Pay.  Available on select Fitbit devices.

With just a few quick touches, Garmin Pay is easily accessible from your compatible Garmin watch.

*Note: Samsung Users: You will not be able to use Google Pay if you’ve enrolled in Samsung My KNOX on your device. My KNOX lets users manage multiple profiles on the same device, such as work and personal profiles. If you have enrolled in Samsung My KNOX, you will only be able to use Samsung Pay on your device.

Apple Pay® and Touch ID® are trademarks of Apple, Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google, Inc. Samsung Pay is a trademark of Samsung.