Our Ottumwa-Venture (Walmart) location will be closed on Sunday, September 23 for system maintenance. Online & Mobile Banking will also be unavailable periodically during this time.
Our vehicle loans come in all shapes and sizes, including:
Our First-Time Auto Buyer Program is designed for young adults who have limited credit and are ready to purchase their first car. This loan comes with low rates, manageable terms and is a great way to establish a credit history. When you choose C1st to finance your first vehicle, you’ll get a whole lot more than just a new ride. Click here to find out more!
GAP Protection offers protection for the difference of the value of your vehicle and what the insurance will give you in the event of a loss. The program covers insurance deductibles up to $1000 and it also covers $1,000 towards your next vehicle financed through C1st, if done within a 30 day time frame.
Even the most reliable vehicle can develop mechanical problems. A Route 66 Extended Warranty not only protects your investment from expensive mechanical breakdown costs, it also comes with a $0 deductible, 24/7/365 Roadside Service, Rental Car Benefits, a 30-day Money Back Guarantee, Nationwide Coverage, and is fully transferable. With Open Enrollment, you don't even have to buy your warranty at the time of purchase.
Indirect loans are loans that originate at the car/recreational dealership. Just tell the dealership you want your financing through Community 1st Credit Union!
See participating dealerships
Whether your vehicle is new or used, small or large, we're happy to help you finance it. Start the process today!
Click here to browse thousands of new, used and certified pre-owned vehicles from different dealers.
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