Student Loan

Student Loan

Community 1st Credit Union works with Iowa Student Loan® to offer supplemental private student loans.

Partnership Advance Education Loan

  • Provides details and terms up front, so you know what you're getting before you apply.
  • Features variable and fixed interest rates.
  • Lets you defer payments or make interest-only payments while you attend school.
  • Features a cosigner release benefit and interest rate reduction for auto-debit.

Learn More and Apply 

Reset Refinance Program

The Reset Refinance Loan can help you simplify repayment or pay lower interest costs on existing student loans after college.

Learn More and Apply 

With these loans, you know what you’re getting before you apply as all terms and conditions, including credit score requirements for specific rates, are provided upfront. In addition, there are no upfront origination fees and you can earn an interest rate reduction for making payments by auto-debit in repayment. Note: These loans are subject to credit approval.

Community 1st Credit Union is compensated by Iowa Student Loan for the referral of Partnership Loan customers. 

Tips to Remember

  1. Complete FAFSA first.
    FAFSA is a free form provided by the U.S. Department of Education that may be completed without professional assistance via paper application or online at  
  2. Work with your college financial aid office.
    Accepting a private loan before utilizing other types of aid available may decrease your eligibility for federal, state and institutional aid.

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