When you set up Auto Payments you get the best rate offered on consumer loans. And there is never a pre-payment penalty.
With any loan, you can purchase single or joint Credit Life Insurance depending on your needs. Single coverage is designed to pay the loan balance in the event of the borrower's death, while joint coverage is designed to pay the loan balance in the event of the death of the borrower or co-borrower.
Disability Insurance is available to eligible borrowers at a minimal cost. This coverage provides for payment of monthly installments during the time the borrower is disabled. Some restrictions and waiting periods apply.
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