All C1st locations will be closed on Monday, February 19th in observance of Presidents' Day.
Take control of your student loans with a C1st Student Refinance Loan! You'll be able to refinance and consolidate your private and federal student loans into one manageable loan, setting up one convenient payment, and potentially lowering your rate1. Featuring a competitive interest rate and zero origination fees, our refinance loan can help you simplify your life while amplifying your funds.
Refinancing available up to $125,000
Competitive interest rates
Flexible repayment terms to fit your needs (view our rates page for more information, repayment examples, and important disclosures)
No origination fees or prepayment penalties
Borrow from a credit union you can trust
College graduates who are:
U.S. citizens or permanent residents who have graduated from an approved public or private not-for-profit school3
In repayment or grace on one or more outstanding private or federal student loans
Able to pass a credit check (A cosigner may be necessary in order for you to meet credit criteria, and may also help you qualify for a lower rate)
Eligible for C1st membership (you may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded)
Learn More Apply Now
1Subject to credit qualification and additional criteria, including graduating from an approved school.
IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Please review this important disclosure for more information.
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