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Financial Tips

Blog Choosing Between Credit Card Rewards: Cashback or Travel? posted on 7/30/2021 Credit card rewards offer multiple perks and benefits—from store discounts to paid holidays. The dilemma, however, lies in choosing between cashback or travel benefits. financial
Blog Protect Yourself From Mobile Check Deposit Scams posted on 6/21/2021 Safeguard yourself from mobile check deposit scams by avoiding the red flags. For safe and secured digital banking, reach out to Community 1st Credit Union! financial
Blog Agricultural Loan: What It Is and How to Qualify for One posted on 6/10/2021 With proper preparation, you can qualify better for an agricultural loan. Call Community 1st Credit Union to learn more about agricultural land loans and more! financial
Blog Dealerships vs Financial Institutions: Which Car Financing Option Is Better? posted on 5/17/2021 Purchasing a ride doesn't happen overnight. For an average individual, it can take years of hard work before they can finally buy their dream vehicle. This can change by financing through a dealership or directly taking out a loan from a financial institution. financial
Blog Credit Union Car Loan Application: Approval Time and Processing posted on 5/17/2021 Approval for a credit union car loan can range anywhere from a few minutes to several weeks. This depends on different factors like your chosen lender, loan amount, credit history, and qualification. To give you an idea, here's an overview of the entire process: financial
Blog Auto Loans for New Buyers: Financing Cars the Smart Way posted on 4/26/2021 Purchasing a car for the first time is a great milestone in life. However, it also entails a huge financial responsibility. If you've been planning to buy your first car but are slightly short on cash, consider applying for car loans. Be sure to check out these tips on how you can increase your chances of getting approved for one. financial
Blog Home Refinancing: When's the Best Time to Do It? posted on 4/22/2021 Home refinancing is the process of paying off your existing loan and replacing it with a new one. It can be used for a variety of purposes, including obtaining a lower interest rate and reducing monthly payments. financial
Blog 3 Different Ways You Can Use Your Home Equity Loan posted on 3/22/2021 If you need extra funding, you can tap into your home's equity and use it as collateral for taking out a loan. This type of financing is known as a home equity loan second mortgage. financial
Blog 3 Digital Banking Trends to Watch Out for This 2021 posted on 3/16/2021 With the onset of the pandemic came a significant change in the banking scene. Safety protocols like social distancing urged consumers to rely heavily on digital banking. financial
Blog Which Loan Is Best for a First-Time Home Buyer? posted on 3/14/2021 The right loan can get you one step closer to buying your dream house. Call Community 1st Credit Union to learn more about their First-Time Home Buyer Program! financial
Blog How Do I Choose a Digital Wallet? posted on 3/4/2021 When choosing a digital wallet, consider factors like features and security. Call Community 1st Credit Union to learn more about our mobile wallet options! financial
Blog 4 Ways You Can Form Better Spending Habits posted on 1/27/2021 Reach your financial goals with better spending habits. Community 1st Credit Union's, credit union savings account can help you achieve this. Call us now! financial
Blog A Step-by-Step Guide to Creating Your Own Financial Plan posted on 1/27/2021 Reach your money goals with a solid financial plan. Community 1st Credit Union has the right tools to help put your personal savings plan into action. Call us! financial
Blog 52-Week Money Challenge posted on 1/6/2021 Find out how the 52-Week Money Challenge can help you save more than $1,000 this year! financial
Blog 3 Ways to Bounce Back From This Year's Holiday Spending posted on 12/25/2020 You can recover from holiday spending with planning and discipline. Apply for Community 1st Credit Union's Christmas Club savings account to avoid overspending. financial
Blog 4 Budgeting Tips to Help You Save During the Holidays posted on 12/9/2020 Having a budget in place can help you save during the holidays. Contact Community 1st Credit Union to learn more about our Christmas Club savings account. financial
Blog 4 Reasons You Should Switch to Digital Banking posted on 11/20/2020 With digital banking, you can manage your account anytime and anywhere. Reach out to Community 1st Credit Union today to learn more about this service. financial
Blog 4 Ways You Can Succeed at No-Spend November posted on 11/13/2020 No-Spend November is a great way to cut back on costs. At Community 1st Credit Union, we can also help you better manage your savings. Call us to learn more. financial
Blog Personal Loans: What They Are and When to Get Them posted on 11/6/2020 A personal loan can be used in several ways, like paying for emergency expenses. Contact Community 1st Credit Union to apply for no-collateral funding. financial
Blog 4 Helpful Tips for Using Credit Cards Wisely posted on 10/28/2020 The strategic use of credit cards yields multiple benefits like low interest rates for loans. Reach out to Community 1st Credit Union today to apply for one. financial
Blog How to Effectively Manage Cash Flow for Small Businesses posted on 9/23/2020 Keep your business running by maintaining positive cash flow. At Community 1st Credit Union, we offer services to help you manage cash better. Call us now. financial
Blog Ways to Use a Business Credit Card for Your Start-Up posted on 9/23/2020 When used wisely, a business credit card can offer numerous benefits for your start-up. Contact Community 1st Credit Union and find out how to apply for one. financial
Blog Why You Should Start Investing at an Early Age posted on 8/25/2020 Attain financial stability by opting to invest at an early age. Find a strategy that works for you by calling a Community 1st Credit Union's financial expert. financial
Blog Helpful Tips for Getting a Car Loan as a Student posted on 8/25/2020 With financial assistance, you can get the car of your dreams as a student. Learn more about auto loans in Iowa by calling Community 1st Credit Union today. financial
Blog Things to Know About Private Student Loans posted on 7/27/2020 Don't let financial constraints ruin your chances of getting a good education. Call Community 1st Credit Union to see if you qualify for a private student loan. financial
Blog Helpful Tips for First-Time Home Buyers posted on 7/24/2020 Buying a house can be daunting, especially when it comes to finances. At Community 1st Credit Union, you can get a home loan at a competitive rate. Call us. financial
Blog Should You Roll Over Your 401(k)? posted on 6/29/2020 Are you considering rolling over your 401(k)?   If so, now is the time to meet with a financial professional. financial
Blog How An Agricultural Loan Can Help Your Business posted on 6/29/2020 Give your business a boost with proper funding. At Community 1st Credit Union, you can get an agricultural loan at a competitive rate. Call us now! financial
Blog 3 Reasons to Consider Applying for a Business Loan posted on 6/24/2020 Turn your business goals into a reality with proper funding. At Community 1st Credit Union, you can get a short-term business loan at a good rate. Call us now. financial
Blog How to Strengthen Your Home Loan Application posted on 5/29/2020 Most people dream of owning a house. At Community 1st Credit Union, we can help turn that into a reality with our home purchasing loan. Call us to learn more. financial
Blog Ways to Build a Good Credit Score posted on 5/29/2020 Having good credit is not without its many benefits. Reach out to Community 1st Credit Union today to find out if you qualify for our different cash loans. financial
Blog Roth IRA Conversion in the Era of COVID-19 posted on 5/27/2020 Difficult times, like we are in now, may open doors to new possibilities. Businesses are changing their ways of operating, and individuals are exploring new avenues for investment. It may be time for you to consider some opportunities, as well. financial
Blog Importance of Opening a Savings Account Today posted on 5/5/2020 Take a different path by choosing to open a savings account today. financial

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