Site search GO
Menu
Homepage

A Helping ARM for Your Farm

Grow your farm at a great rate with our ag loan!

Section Menu

Flexible financing made for farmers.

Farmers, we know your hands are full. Let us lend a helping ARM. Now is a great time to invest in your operation with a loan designed to grow with you. Our 5/5 ARM Ag Loan offers competitive rates, flexible terms, and the stability you need to plan ahead.

Here’s how it works:

  • Rates as low as 6.50% APR*
  • Rate is fixed for the first 5 years, then adjusts and is fixed for another 5 years
  • $50,000 minimum loan
  • Great for financing agricultural real estate

Lock in a great rate today and give your farm the helping ARM it deserves.

Contact a Business/Ag Loan Officer

*Your initial rate is based on your credit score and other factors and will be fixed for the first 5 years. After the initial 5-year period, the rate is tied to the then-current 5-year Treasury rate plus 3.75% and will be fixed at that level for another 5 years. The rate will never increase by more than 3% at a scheduled change date and will not exceed 5% over the original rate during the life of the loan. The floor rate is 5.25%. Other terms are available. Using the displayed rate for a 5/5 ARM, the monthly payments for years 1-5 would be $2,236.73; for years 6-10, the payments would be $2,362.08. (Since the index in the future is unknown, the First Adjusted Interest Rate displayed is based on the current index plus the margin.) Payments do not include taxes and insurance, so the actual payment will be higher. Rates apply to new ARM applications secured by Agricultural Real Estate located in the following states: Iowa and Missouri. The offer runs through applications submitted on or before January 31, 2026, or until designated funds are no longer available. Loans are subject to credit approval. 

Have a question for one of our C1st representatives?

Schedule an Appointment