Personal Checking

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Not interested in rewards? We offer a range of other checking accounts to fit your individual needs, including accounts for our Your Voice and ClubGO members.

check and pencil

C1st Free Checking!

A FREE account for everyone! No minimum account balances required and no monthly service charges!
your voice checking

Your Voice Checking

An account designed for members aged 13-17 to get a head start on their finances. No minimum balance. No monthly service charge. Complimentary debit card. And you can earn rewards! 
club go

ClubGO Checking

A perfect account for members 55 and better. Featuring one box of free checks/year (basic style), competitive dividends, no minimum balance, and no monthly service charge.

Benefits of Every C1st Checking Account

Visa Debit Card

New and reissued C1st Visa Debit cards now come with contactless payment technology built in.

  • Tap to pay, and compatible with mobile payments (Apple Pay, Google Pay and more).
  • Turn your card on and off, set travel notifications, and more with Card Controls in digital banking!

Contact C1st With Any Questions

Privileged Status

C1st is a Privileged Status financial institution, which means you can use your C1st Visa Debit/ATM card at other participating Privileged Status ATMs without paying surcharge fees.

Find Local ATMs

Change Counts

Make the most of your change and start saving today!